Life assurance

To ensure that the mortgage is paid if you die. This is built into an endowment plan but will need to be arranged separately with a repayment, ISA or pension mortgage.

Critical illness

To provide a cash lump sum which could be used to pay off your mortgage if you suffer a critical illness such as a heart attack or cancer. This cover can be built into some endowment plans or can be arranged separately with a repayment, ISA or pension mortgage..

Waiver of payment

This is an important benefit that can be added to many plans. It will enable your payment to continue to be paid if you are unable to work due to sickness or accident.

Income protection

To provide you with replacement income to cover your mortgage and associated payments if you are unable to work because of an accident or long-term sickness.

Unemployment cover

This will provide short term income to cover your mortgage and associated payments if you become involuntarily unemployed.

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Head Office: Capital Management Group Mortgage Brokers, Times Square - Mellon Financial Centre, 160 Queen Victoria Street, London, EC4V 4BD. UK